Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Datima Bc Outlet branch in Surguja, Surguja, Chhattisgarh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0008300. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Datima Bc Outlet, Surguja
Here are the main details that are associated with the IFSC Code ICIC0008300 of Icici Bank Limited for its branch located in Surguja, within the district of Surguja in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0008300 |
| Branch | Datima Bc Outlet |
| City | Surguja |
| District | Surguja |
| State | Chhattisgarh |
| Address | Icici Bank Ltd, Datima, Near Datima Chowk, Surajpur Karanji, Chhattisgarh 497226 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Surguja for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0008300 for the Datima Bc Outlet branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0008300 is given to every bank branch, including Icici Bank Limited located in Datima Bc Outlet, Surguja, Chhattisgarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Surguja.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Surguja and Surguja.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Datima Bc Outlet doesn't end up at another location.
Format of the IFSC Code ICIC0008300
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Datima Bc Outlet in Surguja.
For example, the IFSC Code ICIC0008300 of Icici Bank Limited for the Datima Bc Outlet branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0008300 of Icici Bank Limited for its Datima Bc Outlet branch located in Surguja, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Surguja and Surguja, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Datima Bc Outlet or Surguja to find the exact IFSC Code ICIC0008300.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Surguja will provide accurate information.
How to Use IFSC Code ICIC0008300 for Online Transfers?
Once you have the IFSC Code ICIC0008300 for the Datima Bc Outlet branch of Icici Bank Limited in Surguja, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0008300. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0008300.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Datima Bc Outlet in Surguja, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Datima Bc Outlet, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surguja manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0008300.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd, Datima, Near Datima Chowk, Surajpur Karanji, Chhattisgarh 497226 located in Surguja, Surguja, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.