There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Thirthalli branch in Shimoga, Shimoga, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Shimoga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code ICIC0004579. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Thirthalli, Shimoga

Here are the key points that are associated with the IFSC Code ICIC0004579 of Icici Bank Limited for its branch located in Shimoga, within the district of Shimoga in the state of Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004579
Branch Thirthalli
City Shimoga
District Shimoga
State Karnataka
Address Plot No 1 Shop Maruthi Nagar No 1 Tollgate Bikshandarkoil Trichy 621216

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Shimoga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004579 for the Thirthalli branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Thirthalli, Shimoga, Karnataka, is provided a unique IFSC like ICIC0004579 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Shimoga.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Shimoga and Shimoga.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Thirthalli do not get misguided to another person.

Format of the IFSC Code ICIC0004579

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thirthalli in Shimoga.

For example, the IFSC Code ICIC0004579 of Icici Bank Limited for the Thirthalli branch has these elements, identifying the bank and the branch location in Shimoga and Karnataka correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004579 of Icici Bank Limited for its Thirthalli branch located in Shimoga, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Shimoga and Shimoga, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Thirthalli or Shimoga to get the exact IFSC Code ICIC0004579.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Shimoga, you'll get the correct details.

How to Use IFSC Code ICIC0004579 for Online Transfers?

Once you have the IFSC Code ICIC0004579 for the Thirthalli branch of Icici Bank Limited in Shimoga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004579. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004579.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Thirthalli in Shimoga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Thirthalli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Shimoga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Thirthalli, Shimoga?

The IFSC Code is ICIC0004579.

Is the IFSC Code ICIC0004579 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Thirthalli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thirthalli branch?

The address of the branch is Plot No 1 Shop Maruthi Nagar No 1 Tollgate Bikshandarkoil Trichy 621216 located in Shimoga, Shimoga, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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