IFSC Code of Icici Bank Limited, Shimoga Vinobanagar, Shimoga, Karnataka- ICIC0004658

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Shimoga Vinobanagar branch in Shimoga, Shimoga, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Shimoga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0004658. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Shimoga Vinobanagar, Shimoga

Here are the main details that are associated with the IFSC Code ICIC0004658 of Icici Bank Limited for its branch located in Shimoga, within the district of Shimoga in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Shimoga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004658 for the Shimoga Vinobanagar branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004658 is given to every bank branch, including Icici Bank Limited located in Shimoga Vinobanagar, Shimoga, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Shimoga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shimoga and Shimoga.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Shimoga Vinobanagar doesn't end up at another location.

Format of the IFSC Code ICIC0004658

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shimoga Vinobanagar in Shimoga.

For example, the IFSC Code ICIC0004658 of Icici Bank Limited for the Shimoga Vinobanagar branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004658 of Icici Bank Limited for its Shimoga Vinobanagar branch located in Shimoga, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Shimoga and Shimoga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Shimoga Vinobanagar or Shimoga to get the exact IFSC Code ICIC0004658.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Shimoga, then it will provide you proper information.

How to Use IFSC Code ICIC0004658 for Online Transfers?

Once you have the IFSC Code ICIC0004658 for the Shimoga Vinobanagar branch of Icici Bank Limited in Shimoga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004658. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004658.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Shimoga Vinobanagar in Shimoga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Shimoga Vinobanagar, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shimoga manage online transfers as well as cheque clearances with ease.