IFSC Code of Icici Bank Limited, Upper Bazarranchi, Jharkhand, Ranchi, Jharkhand — ICIC0001149

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Upper Bazarranchi, Jharkhand branch in Ranchi, Ranchi, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ranchi or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0001149. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Upper Bazarranchi, Jharkhand, Ranchi

Here are some of the key details that come with the IFSC Code ICIC0001149 of Icici Bank Limited for its branch located in Ranchi, within the district of Ranchi in the state of Jharkhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ranchi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001149 for the Upper Bazarranchi, Jharkhand branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Upper Bazarranchi, Jharkhand, Ranchi, Jharkhand, is provided with a unique IFSC like ICIC0001149 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Ranchi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ranchi and Ranchi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Upper Bazarranchi, Jharkhand do not get mixed with another location.

Format of the IFSC Code ICIC0001149

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Upper Bazarranchi, Jharkhand in Ranchi.

For example, the IFSC Code ICIC0001149 of Icici Bank Limited for the Upper Bazarranchi, Jharkhand branch includes these elements, identifying the bank and the branch location in Ranchi and Jharkhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001149 of Icici Bank Limited for its Upper Bazarranchi, Jharkhand branch located in Ranchi, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Ranchi and Ranchi, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Upper Bazarranchi, Jharkhand or Ranchi to get the exact IFSC Code ICIC0001149.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ranchi, you'll get the correct details.

How to Use IFSC Code ICIC0001149 for Online Transfers?

Once you have the IFSC Code ICIC0001149 for the Upper Bazarranchi, Jharkhand branch of Icici Bank Limited in Ranchi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001149. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001149.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Upper Bazarranchi, Jharkhand in Ranchi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Upper Bazarranchi, Jharkhand, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ranchi manage online transfers as well as cheque clearances with ease.