Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Ranchi Ashok Nagar, Jharkhand branch in Ranchi, Ranchi, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ranchi or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0001152. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ranchi Ashok Nagar, Jharkhand, Ranchi
Here are the main details that are associated with the IFSC Code ICIC0001152 of Icici Bank Limited for its branch located in Ranchi, within the district of Ranchi in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001152 |
| Branch | Ranchi Ashok Nagar, Jharkhand |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| Address | Icici Bank Ltd., Opp. Rd . 3 Chankya Vihar, Main Road Ashok Nagar, Ranchi Jharkhand.834002 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ranchi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001152 for the Ranchi Ashok Nagar, Jharkhand branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Ranchi Ashok Nagar, Jharkhand, Ranchi, Jharkhand, is provided with a unique IFSC like ICIC0001152 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Ranchi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ranchi and Ranchi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Ranchi Ashok Nagar, Jharkhand do not get mixed with another location.
Format of the IFSC Code ICIC0001152
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ranchi Ashok Nagar, Jharkhand in Ranchi.
For example, the IFSC Code ICIC0001152 of Icici Bank Limited for the Ranchi Ashok Nagar, Jharkhand branch has these elements, identifying the bank and the branch location in Ranchi and Jharkhand correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001152 of Icici Bank Limited for its Ranchi Ashok Nagar, Jharkhand branch located in Ranchi, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Ranchi and Ranchi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Ranchi Ashok Nagar, Jharkhand or Ranchi to get the exact IFSC Code ICIC0001152.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Ranchi that will provide accurate information.
How to Use IFSC Code ICIC0001152 for Online Transfers?
Once you have the IFSC Code ICIC0001152 for the Ranchi Ashok Nagar, Jharkhand branch of Icici Bank Limited in Ranchi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001152. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001152.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ranchi Ashok Nagar, Jharkhand in Ranchi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ranchi Ashok Nagar, Jharkhand, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ranchi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001152.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Opp. Rd . 3 Chankya Vihar, Main Road Ashok Nagar, Ranchi Jharkhand.834002 located in Ranchi, Ranchi, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.