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IFSC Code of Icici Bank Limited, Sarotar, Motihari, Bihar — ICIC0004027

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Sarotar branch in Purbi Champaran, Motihari, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Purbi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0004027. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sarotar, Purbi Champaran

The table below shows the main details of the IFSC Code ICIC0004027 for the Icici Bank Limited branch in Purbi Champaran, which falls under the Motihari district in Bihar.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004027
Branch Sarotar
City Purbi Champaran
District Motihari
State Bihar
Address Icici Bank Ltd., Village Post Sarotar Bhaya Husaini Police Station Dumariya Ghat District East Champaran.845423

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Purbi Champaran for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004027 for the Sarotar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004027 is given to every bank branch, including Icici Bank Limited located in Sarotar, Purbi Champaran, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Purbi Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Purbi Champaran and Motihari.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Sarotar doesn't end up at another location.

Format of the IFSC Code ICIC0004027

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarotar in Purbi Champaran.

For example, the IFSC Code ICIC0004027 of Icici Bank Limited for the Sarotar branch includes these elements, identifying the bank and the branch location in Purbi Champaran and Bihar correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004027 of Icici Bank Limited for its Sarotar branch located in Purbi Champaran, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Purbi Champaran and Motihari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Sarotar or Purbi Champaran to get the exact IFSC Code ICIC0004027.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Purbi Champaran that will provide accurate information.

How to Use IFSC Code ICIC0004027 for Online Transfers?

If you have the IFSC Code ICIC0004027 for the Sarotar branch of Icici Bank Limited in Purbi Champaran, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004027. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004027.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Sarotar in Purbi Champaran, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sarotar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purbi Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Sarotar, Purbi Champaran?

The IFSC Code is ICIC0004027.

Is the IFSC Code ICIC0004027 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Sarotar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sarotar branch?

The address of the branch is Icici Bank Ltd., Village Post Sarotar Bhaya Husaini Police Station Dumariya Ghat District East Champaran.845423 located in Purbi Champaran, Motihari, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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