Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Motihari, Bihar branch in Purbi Champaran, Motihari, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Purbi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0001334. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Motihari, Bihar, Purbi Champaran
Here are the key points that are associated with the IFSC Code ICIC0001334 of Icici Bank Limited for its branch located in Purbi Champaran, within the district of Motihari in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001334 |
| Branch | Motihari, Bihar |
| City | Purbi Champaran |
| District | Motihari |
| State | Bihar |
| Address | Icici Bank Ltd., Hazar Jyoti Complex, Bank Road, Motihari Dist. Purbi Champaran, Bihar.845404 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Purbi Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001334 for the Motihari, Bihar branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Motihari, Bihar, Purbi Champaran, Bihar, is provided a unique IFSC like ICIC0001334 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Purbi Champaran.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Purbi Champaran and Motihari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Motihari, Bihar do not get misguided to another person.
Format of the IFSC Code ICIC0001334
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Motihari, Bihar in Purbi Champaran.
For example, the IFSC Code ICIC0001334 of Icici Bank Limited for the Motihari, Bihar branch includes these elements, identifying the bank and the branch location in Purbi Champaran and Bihar accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001334 of Icici Bank Limited for its Motihari, Bihar branch located in Purbi Champaran, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Purbi Champaran and Motihari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Motihari, Bihar or Purbi Champaran to find the exact IFSC Code ICIC0001334.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Purbi Champaran will provide accurate information.
How to Use IFSC Code ICIC0001334 for Online Transfers?
Once you have the IFSC Code ICIC0001334 for the Motihari, Bihar branch of Icici Bank Limited in Purbi Champaran, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001334. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001334.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Motihari, Bihar in Purbi Champaran may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Motihari, Bihar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Purbi Champaran manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001334.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Hazar Jyoti Complex, Bank Road, Motihari Dist. Purbi Champaran, Bihar.845404 located in Purbi Champaran, Motihari, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.