For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Puducherry Dbu branch in Pondicherry, Pondicherry, Puducherry, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Pondicherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code ICIC0004563. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Puducherry Dbu, Pondicherry
The table below shows the main details of the IFSC Code ICIC0004563 for the Icici Bank Limited branch in Pondicherry, which falls under the Pondicherry district in Puducherry.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004563 |
| Branch | Puducherry Dbu |
| City | Pondicherry |
| District | Pondicherry |
| State | Puducherry |
| Address | Icici Bank Ltd., No. 171, Bussy Street, Puducherry.605001, Puducherry |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Pondicherry for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004563 for the Puducherry Dbu branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Puducherry Dbu, Pondicherry, Puducherry, is provided with a unique IFSC like ICIC0004563 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Pondicherry.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pondicherry and Pondicherry.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Puducherry and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Puducherry Dbu do not get mixed with another location.
Format of the IFSC Code ICIC0004563
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Puducherry Dbu in Pondicherry.
For example, the IFSC Code ICIC0004563 of Icici Bank Limited for the Puducherry Dbu branch includes these elements, identifying the bank and the branch location in Pondicherry and Puducherry accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0004563 of Icici Bank Limited for its Puducherry Dbu branch located in Pondicherry, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Pondicherry and Pondicherry, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Puducherry Dbu or Pondicherry to get the exact IFSC Code ICIC0004563.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Pondicherry, then it will provide you proper information.
How to Use IFSC Code ICIC0004563 for Online Transfers?
Once you have the IFSC Code ICIC0004563 for the Puducherry Dbu branch of Icici Bank Limited in Pondicherry, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004563. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004563.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Puducherry Dbu in Pondicherry may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Puducherry Dbu, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pondicherry manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004563.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., No. 171, Bussy Street, Puducherry.605001, Puducherry located in Pondicherry, Pondicherry, Puducherry.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.