Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Mission Street branch in Pondicherry, Pondicherry, or Puducherry, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Pondicherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code ICIC0000056. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Mission Street, Pondicherry
Here are the key points that are associated with the IFSC Code ICIC0000056 of Icici Bank Limited for its branch located in Pondicherry, within the district of Pondicherry in the state of Puducherry.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000056 |
| Branch | Mission Street |
| City | Pondicherry |
| District | Pondicherry |
| State | Puducherry |
| Address | Icici Bank Ltd., No. 183, S. V. Patel Salai, Adjaccent To Mission Street, Raj Bhavan, Pondicherry.605001 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Pondicherry for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000056 for the Mission Street branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Mission Street, Pondicherry, Puducherry, is provided a unique IFSC like ICIC0000056 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Pondicherry.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pondicherry and Pondicherry.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Puducherry and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Mission Street do not get misguided to another person.
Format of the IFSC Code ICIC0000056
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mission Street in Pondicherry.
For example, the IFSC Code ICIC0000056 of Icici Bank Limited for the Mission Street branch includes these elements, identifying the bank and the branch location in Pondicherry and Puducherry accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0000056 of Icici Bank Limited for its Mission Street branch located in Pondicherry, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Pondicherry and Pondicherry, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Mission Street or Pondicherry to get the exact IFSC Code ICIC0000056.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Pondicherry, then it will provide you proper information.
How to Use IFSC Code ICIC0000056 for Online Transfers?
Once you have the IFSC Code ICIC0000056 for the Mission Street branch of Icici Bank Limited in Pondicherry, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0000056. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000056.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Mission Street in Pondicherry, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mission Street, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pondicherry to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000056.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., No. 183, S. V. Patel Salai, Adjaccent To Mission Street, Raj Bhavan, Pondicherry.605001 located in Pondicherry, Pondicherry, Puducherry.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.