The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Samarth Urban Coop Bank Ltd branch in Osmanabad, Osmanabad, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Osmanabad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00SUCBO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Samarth Urban Coop Bank Ltd, Osmanabad
The table below shows the main details of the IFSC Code ICIC00SUCBO for the Icici Bank Limited branch in Osmanabad, which falls under the Osmanabad district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00SUCBO |
| Branch | Samarth Urban Coop Bank Ltd |
| City | Osmanabad |
| District | Osmanabad |
| State | Maharashtra |
| Address | Kala Maruti Chowk Main Road Osmanabad-413501 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Osmanabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00SUCBO for the Samarth Urban Coop Bank Ltd branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC00SUCBO is given to every bank branch, including Icici Bank Limited located in Samarth Urban Coop Bank Ltd, Osmanabad, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Osmanabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Osmanabad and Osmanabad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Samarth Urban Coop Bank Ltd doesn't end up at another location.
Format of the IFSC Code ICIC00SUCBO
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Samarth Urban Coop Bank Ltd in Osmanabad.
For example, the IFSC Code ICIC00SUCBO of Icici Bank Limited for the Samarth Urban Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Osmanabad and Maharashtra accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC00SUCBO of Icici Bank Limited for its Samarth Urban Coop Bank Ltd branch located in Osmanabad, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Osmanabad and Osmanabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Samarth Urban Coop Bank Ltd or Osmanabad to get the exact IFSC Code ICIC00SUCBO.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Osmanabad, then it will provide you proper information.
How to Use IFSC Code ICIC00SUCBO for Online Transfers?
Once you have the IFSC Code ICIC00SUCBO for the Samarth Urban Coop Bank Ltd branch of Icici Bank Limited in Osmanabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC00SUCBO. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00SUCBO.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Samarth Urban Coop Bank Ltd in Osmanabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Samarth Urban Coop Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Osmanabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00SUCBO.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Kala Maruti Chowk Main Road Osmanabad-413501 located in Osmanabad, Osmanabad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.