Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Omerga Janta Sahakari Bank Ltd branch in Osmanabad, Osmanabad, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Osmanabad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00OJSBL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Omerga Janta Sahakari Bank Ltd, Osmanabad
Here are the main details that are associated with the IFSC Code ICIC00OJSBL of Icici Bank Limited for its branch located in Osmanabad, within the district of Osmanabad in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00OJSBL |
| Branch | Omerga Janta Sahakari Bank Ltd |
| City | Osmanabad |
| District | Osmanabad |
| State | Maharashtra |
| Address | Main Road Omerga Taluka Omerga - 413606 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Osmanabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00OJSBL for the Omerga Janta Sahakari Bank Ltd branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Omerga Janta Sahakari Bank Ltd, Osmanabad, Maharashtra, is provided with a unique IFSC like ICIC00OJSBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Osmanabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Osmanabad and Osmanabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Omerga Janta Sahakari Bank Ltd do not get mixed with another location.
Format of the IFSC Code ICIC00OJSBL
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Omerga Janta Sahakari Bank Ltd in Osmanabad.
For example, the IFSC Code ICIC00OJSBL of Icici Bank Limited for the Omerga Janta Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Osmanabad and Maharashtra accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC00OJSBL of Icici Bank Limited for its Omerga Janta Sahakari Bank Ltd branch located in Osmanabad, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Osmanabad and Osmanabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Omerga Janta Sahakari Bank Ltd or Osmanabad to get the exact IFSC Code ICIC00OJSBL.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Osmanabad that will provide accurate information.
How to Use IFSC Code ICIC00OJSBL for Online Transfers?
Once you have the IFSC Code ICIC00OJSBL for the Omerga Janta Sahakari Bank Ltd branch of Icici Bank Limited in Osmanabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC00OJSBL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00OJSBL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Omerga Janta Sahakari Bank Ltd in Osmanabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Omerga Janta Sahakari Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Osmanabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00OJSBL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Road Omerga Taluka Omerga - 413606 located in Osmanabad, Osmanabad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.