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IFSC Code of Icici Bank Limited, The Ghoti Merchants Co-Op Bank Ltd, Ghoti, Maharashtra — ICIC00GMCBL

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its The Ghoti Merchants Co-Op Bank Ltd branch in Nasik, Ghoti, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Nasik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00GMCBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, The Ghoti Merchants Co-Op Bank Ltd, Nasik

The table below shows the main details of the IFSC Code ICIC00GMCBL for the Icici Bank Limited branch in Nasik, which falls under the Ghoti district in Maharashtra.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00GMCBL
Branch The Ghoti Merchants Co-Op Bank Ltd
City Nasik
District Ghoti
State Maharashtra
Address Bhagyavardhini,Old Agra Road,Taluka Ghoti,Igatpuri,Maharashtra 422402

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Nasik for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00GMCBL for the The Ghoti Merchants Co-Op Bank Ltd branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in The Ghoti Merchants Co-Op Bank Ltd, Nasik, Maharashtra, are allotted a unique IFSC like ICIC00GMCBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nasik.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nasik and Ghoti.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in The Ghoti Merchants Co-Op Bank Ltd reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code ICIC00GMCBL

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Ghoti Merchants Co-Op Bank Ltd in Nasik.

For example, the IFSC Code ICIC00GMCBL of Icici Bank Limited for the The Ghoti Merchants Co-Op Bank Ltd branch includes these elements, identifying the bank and the branch location in Nasik and Maharashtra accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC00GMCBL of Icici Bank Limited for its The Ghoti Merchants Co-Op Bank Ltd branch located in Nasik, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Nasik and Ghoti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for The Ghoti Merchants Co-Op Bank Ltd or Nasik to get the exact IFSC Code ICIC00GMCBL.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Nasik, then it will provide you proper information.

How to Use IFSC Code ICIC00GMCBL for Online Transfers?

Once you have the IFSC Code ICIC00GMCBL for the The Ghoti Merchants Co-Op Bank Ltd branch of Icici Bank Limited in Nasik, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00GMCBL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00GMCBL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited The Ghoti Merchants Co-Op Bank Ltd in Nasik may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in The Ghoti Merchants Co-Op Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nasik to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in The Ghoti Merchants Co-Op Bank Ltd, Nasik?

The IFSC Code is ICIC00GMCBL.

Is the IFSC Code ICIC00GMCBL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited The Ghoti Merchants Co-Op Bank Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Ghoti Merchants Co-Op Bank Ltd branch?

The address of the branch is Bhagyavardhini,Old Agra Road,Taluka Ghoti,Igatpuri,Maharashtra 422402 located in Nasik, Ghoti, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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