There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Ghoti Budruk, Maharashtra branch in Nasik, Ghoti, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Nasik or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ICIC0001778. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ghoti Budruk, Maharashtra, Nasik
Here are the key points that are associated with the IFSC Code ICIC0001778 of Icici Bank Limited for its branch located in Nasik, within the district of Ghoti in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001778 |
| Branch | Ghoti Budruk, Maharashtra |
| City | Nasik |
| District | Ghoti |
| State | Maharashtra |
| Address | Icici Bank Ltd., Shop No 4 And 5, Mulchand Bhai Gothi Complex, 474-B, Ghoti Bhudruk Nasik Dist., Maharashtra.422402 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Nasik for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001778 for the Ghoti Budruk, Maharashtra branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001778 is given to every bank branch, including Icici Bank Limited located in Ghoti Budruk, Maharashtra, Nasik, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Nasik.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Nasik and Ghoti.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Ghoti Budruk, Maharashtra doesn't end up at another location.
Format of the IFSC Code ICIC0001778
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ghoti Budruk, Maharashtra in Nasik.
For example, the IFSC Code ICIC0001778 of Icici Bank Limited for the Ghoti Budruk, Maharashtra branch has these elements, identifying the bank and the branch location in Nasik and Maharashtra correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001778 of Icici Bank Limited for its Ghoti Budruk, Maharashtra branch located in Nasik, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Nasik and Ghoti, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Ghoti Budruk, Maharashtra or Nasik to find the exact IFSC Code ICIC0001778.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Nasik will provide accurate information.
How to Use IFSC Code ICIC0001778 for Online Transfers?
Once you have the IFSC Code ICIC0001778 for the Ghoti Budruk, Maharashtra branch of Icici Bank Limited in Nasik, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001778. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001778.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Ghoti Budruk, Maharashtra in Nasik, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ghoti Budruk, Maharashtra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nasik to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001778.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Shop No 4 And 5, Mulchand Bhai Gothi Complex, 474-B, Ghoti Bhudruk Nasik Dist., Maharashtra.422402 located in Nasik, Ghoti, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.