Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Tikonia Chowk Haldwani branch in Nainital, Haldwani, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Nainital or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC0000240. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Tikonia Chowk Haldwani, Nainital
Below in the table are the key details related to IFSC Code ICIC0000240 of Icici Bank Limited for its branch located in Nainital, within the district of Haldwani in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000240 |
| Branch | Tikonia Chowk Haldwani |
| City | Nainital |
| District | Haldwani |
| State | Uttarakhand |
| Address | Icici Bank Ltd., 3/401, Tikonia, Govind Ballabh Pant Marg, Nainital Road, Haldwani, Uttarakhand.263139 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Nainital for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000240 for the Tikonia Chowk Haldwani branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Tikonia Chowk Haldwani, Nainital, Uttarakhand, is provided a unique IFSC like ICIC0000240 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Nainital.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nainital and Haldwani.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Tikonia Chowk Haldwani do not get misguided to another person.
Format of the IFSC Code ICIC0000240
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tikonia Chowk Haldwani in Nainital.
For example, the IFSC Code ICIC0000240 of Icici Bank Limited for the Tikonia Chowk Haldwani branch has these elements, identifying the bank and the branch location in Nainital and Uttarakhand correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0000240 of Icici Bank Limited for its Tikonia Chowk Haldwani branch located in Nainital, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Nainital and Haldwani, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Tikonia Chowk Haldwani or Nainital to get the exact IFSC Code ICIC0000240.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Nainital, you'll get the correct details.
How to Use IFSC Code ICIC0000240 for Online Transfers?
Once you have the IFSC Code ICIC0000240 for the Tikonia Chowk Haldwani branch of Icici Bank Limited in Nainital, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000240. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000240.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Tikonia Chowk Haldwani in Nainital, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Tikonia Chowk Haldwani, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Nainital manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000240.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., 3/401, Tikonia, Govind Ballabh Pant Marg, Nainital Road, Haldwani, Uttarakhand.263139 located in Nainital, Haldwani, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.