For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Kaldungi Road branch in Nainital, Haldwani, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Nainital or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC0001924. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kaldungi Road, Nainital

Below in the table are the key details related to IFSC Code ICIC0001924 of Icici Bank Limited for its branch located in Nainital, within the district of Haldwani in the state of Uttarakhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001924
Branch Kaldungi Road
City Nainital
District Haldwani
State Uttarakhand
Address Icici Bank Ltd., Bhitoria No.1 , Bisht Ohara , Near Primary School, Kaldungi Road , Haldwani, Nainital Dist., Uttarakhand.263139

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Nainital for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001924 for the Kaldungi Road branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kaldungi Road, Nainital, Uttarakhand, are given a unique IFSC like ICIC0001924 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nainital.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Nainital and Haldwani.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Kaldungi Road goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0001924

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kaldungi Road in Nainital.

For example, the IFSC Code ICIC0001924 of Icici Bank Limited for the Kaldungi Road branch has these elements, identifying the bank and the branch location in Nainital and Uttarakhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001924 of Icici Bank Limited for its Kaldungi Road branch located in Nainital, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Nainital and Haldwani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Kaldungi Road or Nainital to get the exact IFSC Code ICIC0001924.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Nainital that will provide accurate information.

How to Use IFSC Code ICIC0001924 for Online Transfers?

Once you have the IFSC Code ICIC0001924 for the Kaldungi Road branch of Icici Bank Limited in Nainital, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001924. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001924.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Kaldungi Road in Nainital may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Kaldungi Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nainital manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kaldungi Road, Nainital?

The IFSC Code is ICIC0001924.

Is the IFSC Code ICIC0001924 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kaldungi Road?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kaldungi Road branch?

The address of the branch is Icici Bank Ltd., Bhitoria No.1 , Bisht Ohara , Near Primary School, Kaldungi Road , Haldwani, Nainital Dist., Uttarakhand.263139 located in Nainital, Haldwani, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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