For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Uttar Pradesh State Cooperative Bank Ltd branch in Lucknow, Lucknow, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC00UPSCB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Uttar Pradesh State Cooperative Bank Ltd, Lucknow
The table below shows the main details of the IFSC Code ICIC00UPSCB for the Icici Bank Limited branch in Lucknow, which falls under the Lucknow district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00UPSCB |
| Branch | Uttar Pradesh State Cooperative Bank Ltd |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| Address | 2,Mahatma Gandhi Marg Lucknow-226001,Uttar Pradesh |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Lucknow for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00UPSCB for the Uttar Pradesh State Cooperative Bank Ltd branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Uttar Pradesh State Cooperative Bank Ltd, Lucknow, Uttar Pradesh, is provided with a unique IFSC like ICIC00UPSCB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Lucknow.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Uttar Pradesh State Cooperative Bank Ltd do not get mixed with another location.
Format of the IFSC Code ICIC00UPSCB
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttar Pradesh State Cooperative Bank Ltd in Lucknow.
For example, the IFSC Code ICIC00UPSCB of Icici Bank Limited for the Uttar Pradesh State Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC00UPSCB of Icici Bank Limited for its Uttar Pradesh State Cooperative Bank Ltd branch located in Lucknow, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Uttar Pradesh State Cooperative Bank Ltd or Lucknow to get the exact IFSC Code ICIC00UPSCB.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Lucknow, then it will provide you proper information.
How to Use IFSC Code ICIC00UPSCB for Online Transfers?
Once you have the IFSC Code ICIC00UPSCB for the Uttar Pradesh State Cooperative Bank Ltd branch of Icici Bank Limited in Lucknow, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00UPSCB. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC00UPSCB.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Uttar Pradesh State Cooperative Bank Ltd in Lucknow, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Uttar Pradesh State Cooperative Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lucknow to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00UPSCB.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 2,Mahatma Gandhi Marg Lucknow-226001,Uttar Pradesh located in Lucknow, Lucknow, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.