Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Udaipurbhopalpura branch in Kolhapur, Kolhapur, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC0006398. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Udaipurbhopalpura, Kolhapur
The table below shows the main details of the IFSC Code ICIC0006398 for the Icici Bank Limited branch in Kolhapur, which falls under the Kolhapur district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0006398 |
| Branch | Udaipurbhopalpura |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| Address | Icici Bank Ltd., Bajar Chowk, House No.646, A-P.Bajar Bhogaon, Taluka Panhala, Dist. Kolhapur,Maharashtra.416205 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Kolhapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006398 for the Udaipurbhopalpura branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Udaipurbhopalpura, Kolhapur, Maharashtra, are allotted a unique IFSC like ICIC0006398 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kolhapur and Kolhapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Udaipurbhopalpura reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code ICIC0006398
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Udaipurbhopalpura in Kolhapur.
For example, the IFSC Code ICIC0006398 of Icici Bank Limited for the Udaipurbhopalpura branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0006398 of Icici Bank Limited for its Udaipurbhopalpura branch located in Kolhapur, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Kolhapur and Kolhapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Udaipurbhopalpura or Kolhapur to find the exact IFSC Code ICIC0006398.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Kolhapur will provide accurate information.
How to Use IFSC Code ICIC0006398 for Online Transfers?
Once you have the IFSC Code ICIC0006398 for the Udaipurbhopalpura branch of Icici Bank Limited in Kolhapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0006398. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006398.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Udaipurbhopalpura in Kolhapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Udaipurbhopalpura, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kolhapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0006398.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Bajar Chowk, House No.646, A-P.Bajar Bhogaon, Taluka Panhala, Dist. Kolhapur,Maharashtra.416205 located in Kolhapur, Kolhapur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.