There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its The Ganesh Sahakari Bank Ltd. branch in Kolhapur, Kolhapur, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kolhapur or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ICIC00TGSBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, The Ganesh Sahakari Bank Ltd., Kolhapur

Here are some of the key details that come with the IFSC Code ICIC00TGSBL of Icici Bank Limited for its branch located in Kolhapur, within the district of Kolhapur in the state of Maharashtra.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00TGSBL
Branch The Ganesh Sahakari Bank Ltd.
City Kolhapur
District Kolhapur
State Maharashtra
Address 2568/ 2569 B Bazar Peth A/P Kurundwad Tal Shirol Dist Kolhapur 416106

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kolhapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00TGSBL for the The Ganesh Sahakari Bank Ltd. branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in The Ganesh Sahakari Bank Ltd., Kolhapur, Maharashtra, is provided a unique IFSC like ICIC00TGSBL so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Kolhapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kolhapur and Kolhapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in The Ganesh Sahakari Bank Ltd. do not get misguided to another person.

Format of the IFSC Code ICIC00TGSBL

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Ganesh Sahakari Bank Ltd. in Kolhapur.

For example, the IFSC Code ICIC00TGSBL of Icici Bank Limited for the The Ganesh Sahakari Bank Ltd. branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC00TGSBL of Icici Bank Limited for its The Ganesh Sahakari Bank Ltd. branch located in Kolhapur, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Kolhapur and Kolhapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for The Ganesh Sahakari Bank Ltd. or Kolhapur to get the exact IFSC Code ICIC00TGSBL.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kolhapur, then it will provide you proper information.

How to Use IFSC Code ICIC00TGSBL for Online Transfers?

Once you have the IFSC Code ICIC00TGSBL for the The Ganesh Sahakari Bank Ltd. branch of Icici Bank Limited in Kolhapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00TGSBL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00TGSBL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited The Ganesh Sahakari Bank Ltd. in Kolhapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in The Ganesh Sahakari Bank Ltd., you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kolhapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in The Ganesh Sahakari Bank Ltd., Kolhapur?

The IFSC Code is ICIC00TGSBL.

Is the IFSC Code ICIC00TGSBL permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited The Ganesh Sahakari Bank Ltd.?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Ganesh Sahakari Bank Ltd. branch?

The address of the branch is 2568/ 2569 B Bazar Peth A/P Kurundwad Tal Shirol Dist Kolhapur 416106 located in Kolhapur, Kolhapur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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