Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Koch Bihar branch in Koch Bihar, Koch Behar, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0000670. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Koch Bihar, Koch Bihar
Here are the key points that are associated with the IFSC Code ICIC0000670 of Icici Bank Limited for its branch located in Koch Bihar, within the district of Koch Behar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000670 |
| Branch | Koch Bihar |
| City | Koch Bihar |
| District | Koch Behar |
| State | West Bengal |
| Address | Icici Bank Ltd., Kesab Road, Opp. Koch Bihar Palace, Koch Bihar.736101 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Koch Bihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000670 for the Koch Bihar branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Koch Bihar, Koch Bihar, West Bengal, are allotted a unique IFSC like ICIC0000670 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Koch Bihar and Koch Behar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Koch Bihar reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code ICIC0000670
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koch Bihar in Koch Bihar.
For example, the IFSC Code ICIC0000670 of Icici Bank Limited for the Koch Bihar branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0000670 of Icici Bank Limited for its Koch Bihar branch located in Koch Bihar, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Koch Bihar and Koch Behar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Koch Bihar or Koch Bihar to get the exact IFSC Code ICIC0000670.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Koch Bihar, then it will provide you proper information.
How to Use IFSC Code ICIC0000670 for Online Transfers?
Once you have the IFSC Code ICIC0000670 for the Koch Bihar branch of Icici Bank Limited in Koch Bihar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0000670. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000670.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Koch Bihar in Koch Bihar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Koch Bihar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Koch Bihar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Koch Bihar Koch Bihar branch is ICIC0000670.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Kesab Road, Opp. Koch Bihar Palace, Koch Bihar.736101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.