There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Dinhata, West Bengal branch in Koch Bihar, Koch Behar, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Koch Bihar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code ICIC0001609. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Dinhata, West Bengal, Koch Bihar
Here are the key points that are associated with the IFSC Code ICIC0001609 of Icici Bank Limited for its branch located in Koch Bihar, within the district of Koch Behar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001609 |
| Branch | Dinhata, West Bengal |
| City | Koch Bihar |
| District | Koch Behar |
| State | West Bengal |
| Address | Icici Bank Ltd., Ward No.8, Main Road, P.O.Dinhata Kochbihar Dist., West Bengal.736135 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Koch Bihar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001609 for the Dinhata, West Bengal branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Dinhata, West Bengal, Koch Bihar, West Bengal, are allotted a unique IFSC like ICIC0001609 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Koch Bihar and Koch Behar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Dinhata, West Bengal reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code ICIC0001609
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dinhata, West Bengal in Koch Bihar.
For example, the IFSC Code ICIC0001609 of Icici Bank Limited for the Dinhata, West Bengal branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001609 of Icici Bank Limited for its Dinhata, West Bengal branch located in Koch Bihar, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Koch Bihar and Koch Behar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Dinhata, West Bengal or Koch Bihar to find the exact IFSC Code ICIC0001609.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Koch Bihar will provide accurate information.
How to Use IFSC Code ICIC0001609 for Online Transfers?
Once you have the IFSC Code ICIC0001609 for the Dinhata, West Bengal branch of Icici Bank Limited in Koch Bihar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001609. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001609.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Dinhata, West Bengal in Koch Bihar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Dinhata, West Bengal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Koch Bihar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dinhata, West Bengal Koch Bihar branch is ICIC0001609.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Ward No.8, Main Road, P.O.Dinhata Kochbihar Dist., West Bengal.736135.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.