Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Hatigaon branch in Kamrup Metropolitan, Guwahati, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0004136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Hatigaon, Kamrup Metropolitan
Here are the key points that are associated with the IFSC Code ICIC0004136 of Icici Bank Limited for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004136 |
| Branch | Hatigaon |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Icici Bank Ltd., House No.58, Opp. Little Flower School, Hatigaon Main Road, Guwahati, Assam.781038 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kamrup Metropolitan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004136 for the Hatigaon branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Hatigaon, Kamrup Metropolitan, Assam, are given a unique IFSC like ICIC0004136 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kamrup Metropolitan and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Hatigaon goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0004136
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hatigaon in Kamrup Metropolitan.
For example, the IFSC Code ICIC0004136 of Icici Bank Limited for the Hatigaon branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0004136 of Icici Bank Limited for its Hatigaon branch located in Kamrup Metropolitan, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Hatigaon or Kamrup Metropolitan to get the exact IFSC Code ICIC0004136.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kamrup Metropolitan, then it will provide you proper information.
How to Use IFSC Code ICIC0004136 for Online Transfers?
Once you have the IFSC Code ICIC0004136 for the Hatigaon branch of Icici Bank Limited in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004136. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004136.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Hatigaon in Kamrup Metropolitan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hatigaon, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamrup Metropolitan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004136.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., House No.58, Opp. Little Flower School, Hatigaon Main Road, Guwahati, Assam.781038 located in Kamrup Metropolitan, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.