For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Guwahatichandmari branch in Kamrup Metropolitan, Guwahati, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0002106. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Guwahatichandmari, Kamrup Metropolitan

Below in the table are the key details related to IFSC Code ICIC0002106 of Icici Bank Limited for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002106
Branch Guwahatichandmari
City Kamrup Metropolitan
District Guwahati
State Assam
Address Icici Bank Ltd., Parc Tower, H.No. 135, M G Road, Opp. Dr. Lal Path Lab, Chandmari, Guwahati, Assam.781003

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Kamrup Metropolitan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002106 for the Guwahatichandmari branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Guwahatichandmari, Kamrup Metropolitan, Assam, is provided a unique IFSC like ICIC0002106 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Kamrup Metropolitan.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Guwahatichandmari do not get misguided to another person.

Format of the IFSC Code ICIC0002106

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Guwahatichandmari in Kamrup Metropolitan.

For example, the IFSC Code ICIC0002106 of Icici Bank Limited for the Guwahatichandmari branch has these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0002106 of Icici Bank Limited for its Guwahatichandmari branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Guwahatichandmari or Kamrup Metropolitan to get the exact IFSC Code ICIC0002106.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kamrup Metropolitan, then it will provide you proper information.

How to Use IFSC Code ICIC0002106 for Online Transfers?

Once you have the IFSC Code ICIC0002106 for the Guwahatichandmari branch of Icici Bank Limited in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002106. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002106.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Guwahatichandmari in Kamrup Metropolitan may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Guwahatichandmari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metropolitan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Guwahatichandmari, Kamrup Metropolitan?

The IFSC Code is ICIC0002106.

Is the IFSC Code ICIC0002106 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Guwahatichandmari?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Guwahatichandmari branch?

The address of the branch is Icici Bank Ltd., Parc Tower, H.No. 135, M G Road, Opp. Dr. Lal Path Lab, Chandmari, Guwahati, Assam.781003 located in Kamrup Metropolitan, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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