The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Beltola Branch branch in Kamrup Metropolitan, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0001989. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Beltola Branch, Kamrup Metropolitan
Here are the key points that are associated with the IFSC Code ICIC0001989 of Icici Bank Limited for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001989 |
| Branch | Beltola Branch |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Icici Bank Ltd., Ward No.29, H/N. 3543, Beltola, Bsistha Chariali, Opp. Megha Plaza, Guwahati Kamrup Metropolitan Dist.,Assam.781028 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Kamrup Metropolitan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001989 for the Beltola Branch branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Beltola Branch, Kamrup Metropolitan, Assam, are given a unique IFSC like ICIC0001989 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kamrup Metropolitan and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Beltola Branch goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0001989
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Beltola Branch in Kamrup Metropolitan.
For example, the IFSC Code ICIC0001989 of Icici Bank Limited for the Beltola Branch branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001989 of Icici Bank Limited for its Beltola Branch branch located in Kamrup Metropolitan, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Kamrup Metropolitan and Guwahati, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Beltola Branch or Kamrup Metropolitan to get the exact IFSC Code ICIC0001989.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kamrup Metropolitan, you'll get the correct details.
How to Use IFSC Code ICIC0001989 for Online Transfers?
Once you have the IFSC Code ICIC0001989 for the Beltola Branch branch of Icici Bank Limited in Kamrup Metropolitan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001989. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001989.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Beltola Branch in Kamrup Metropolitan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Beltola Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamrup Metropolitan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001989.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Ward No.29, H/N. 3543, Beltola, Bsistha Chariali, Opp. Megha Plaza, Guwahati Kamrup Metropolitan Dist.,Assam.781028 located in Kamrup Metropolitan, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.