Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Shivrinarayan branch in Janjgir Champa, Naila Janjgir, Janjgir Champa, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Janjgir Champa or anywhere in Janjgir Champa can transfer funds instantly by using the correct IFSC Code ICIC0007823. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Shivrinarayan, Janjgir Champa
Here are the key points that are associated with the IFSC Code ICIC0007823 of Icici Bank Limited for its branch located in Janjgir Champa, within the district of Naila Janjgir in the state of Janjgir Champa.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0007823 |
| Branch | Shivrinarayan |
| City | Janjgir Champa |
| District | Naila Janjgir |
| State | Janjgir Champa |
| Address | Icici Bank Ltd., Kera Road, Pull Chowk, Shivrinarayan, Dist. Janjgir.Champa, Chhattisgarh.495557 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Janjgir Champa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007823 for the Shivrinarayan branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Shivrinarayan, Janjgir Champa, Janjgir Champa, are allotted a unique IFSC like ICIC0007823 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Janjgir Champa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Janjgir Champa and Naila Janjgir.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Shivrinarayan reaches the right place, even though there are thousands of branches in Janjgir Champa and across India.
Format of the IFSC Code ICIC0007823
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivrinarayan in Janjgir Champa.
For example, the IFSC Code ICIC0007823 of Icici Bank Limited for the Shivrinarayan branch includes these elements, identifying the bank and the branch location in Janjgir Champa and Janjgir Champa accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0007823 of Icici Bank Limited for its Shivrinarayan branch located in Janjgir Champa, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Janjgir Champa and Naila Janjgir, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Shivrinarayan or Janjgir Champa to get the exact IFSC Code ICIC0007823.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Janjgir Champa, you'll get the correct details.
How to Use IFSC Code ICIC0007823 for Online Transfers?
Once you have the IFSC Code ICIC0007823 for the Shivrinarayan branch of Icici Bank Limited in Janjgir Champa, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0007823. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0007823.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Shivrinarayan in Janjgir Champa, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Shivrinarayan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Janjgir Champa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0007823.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Kera Road, Pull Chowk, Shivrinarayan, Dist. Janjgir.Champa, Chhattisgarh.495557 located in Janjgir Champa, Naila Janjgir, Janjgir Champa.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.