IFSC Code of Icici Bank Limited, Pondi, Naila Janjgir, Chhattisgarh — ICIC0008248

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Pondi branch in Janjgir Champa, Naila Janjgir, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Janjgir Champa or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0008248. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Pondi, Janjgir Champa

The table below shows the main details of the IFSC Code ICIC0008248 for the Icici Bank Limited branch in Janjgir Champa, which falls under the Naila Janjgir district in Chhattisgarh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Janjgir Champa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008248 for the Pondi branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Pondi, Janjgir Champa, Chhattisgarh, are given a unique IFSC like ICIC0008248 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Janjgir Champa.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Janjgir Champa and Naila Janjgir.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Pondi goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0008248

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pondi in Janjgir Champa.

For example, the IFSC Code ICIC0008248 of Icici Bank Limited for the Pondi branch includes these elements, identifying the bank and the branch location in Janjgir Champa and Chhattisgarh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0008248 of Icici Bank Limited for its Pondi branch located in Janjgir Champa, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Janjgir Champa and Naila Janjgir, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Pondi or Janjgir Champa to get the exact IFSC Code ICIC0008248.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Janjgir Champa, then it will provide you proper information.

How to Use IFSC Code ICIC0008248 for Online Transfers?

Once you have the IFSC Code ICIC0008248 for the Pondi branch of Icici Bank Limited in Janjgir Champa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0008248. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0008248.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Pondi in Janjgir Champa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Pondi, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Janjgir Champa to handle online money transfers and get their cheques cleared smoothly.