IFSC Code of Icici Bank Limited, Jalandhar Ladowali Road, Jalandhar, Punjab — ICIC0005455

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Jalandhar Ladowali Road branch in Jalandhar, Jalandhar, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0005455. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Jalandhar Ladowali Road, Jalandhar

Below in the table are the key details related to IFSC Code ICIC0005455 of Icici Bank Limited for its branch located in Jalandhar, within the district of Jalandhar in the state of Punjab.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005455 for the Jalandhar Ladowali Road branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jalandhar Ladowali Road, Jalandhar, Punjab, are allotted a unique IFSC like ICIC0005455 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jalandhar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jalandhar and Jalandhar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Jalandhar Ladowali Road reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code ICIC0005455

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalandhar Ladowali Road in Jalandhar.

For example, the IFSC Code ICIC0005455 of Icici Bank Limited for the Jalandhar Ladowali Road branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0005455 of Icici Bank Limited for its Jalandhar Ladowali Road branch located in Jalandhar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Jalandhar Ladowali Road or Jalandhar to find the exact IFSC Code ICIC0005455.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Jalandhar will provide accurate information.

How to Use IFSC Code ICIC0005455 for Online Transfers?

If you have the IFSC Code ICIC0005455 for the Jalandhar Ladowali Road branch of Icici Bank Limited in Jalandhar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0005455. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0005455.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Jalandhar Ladowali Road in Jalandhar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Jalandhar Ladowali Road, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jalandhar manage online transfers as well as cheque clearances with ease.