IFSC Code of Icici Bank Limited, Mai Hira Gate, Jalandhar, Punjab — ICIC0004188

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Mai Hira Gate branch in Jalandhar, Jalandhar, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Jalandhar or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code ICIC0004188. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Mai Hira Gate, Jalandhar

Here are some of the key details that come with the IFSC Code ICIC0004188 of Icici Bank Limited for its branch located in Jalandhar, within the district of Jalandhar in the state of Punjab.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Jalandhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004188 for the Mai Hira Gate branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004188 is given to every bank branch, including Icici Bank Limited located in Mai Hira Gate, Jalandhar, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Jalandhar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Jalandhar and Jalandhar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Mai Hira Gate doesn't end up at another location.

Format of the IFSC Code ICIC0004188

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mai Hira Gate in Jalandhar.

For example, the IFSC Code ICIC0004188 of Icici Bank Limited for the Mai Hira Gate branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004188 of Icici Bank Limited for its Mai Hira Gate branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Mai Hira Gate or Jalandhar to get the exact IFSC Code ICIC0004188.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Jalandhar, you'll get the correct details.

How to Use IFSC Code ICIC0004188 for Online Transfers?

If you have the IFSC Code ICIC0004188 for the Mai Hira Gate branch of Icici Bank Limited in Jalandhar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004188. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004188.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Mai Hira Gate in Jalandhar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mai Hira Gate, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jalandhar manage their online transfers and cheque clearances easily.