IFSC Code of Icici Bank Limited, Hoshiarpur Model Town, Hoshiarpur, Punjab — ICIC0005627

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Hoshiarpur Model Town branch in Hoshiarpur, Hoshiarpur, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0005627. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Hoshiarpur Model Town, Hoshiarpur

The table below shows the main details of the IFSC Code ICIC0005627 for the Icici Bank Limited branch in Hoshiarpur, which falls under the Hoshiarpur district in Punjab.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Hoshiarpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005627 for the Hoshiarpur Model Town branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Hoshiarpur Model Town, Hoshiarpur, Punjab, is provided a unique IFSC like ICIC0005627 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Hoshiarpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Hoshiarpur and Hoshiarpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Hoshiarpur Model Town do not get misguided to another person.

Format of the IFSC Code ICIC0005627

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hoshiarpur Model Town in Hoshiarpur.

For example, the IFSC Code ICIC0005627 of Icici Bank Limited for the Hoshiarpur Model Town branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005627 of Icici Bank Limited for its Hoshiarpur Model Town branch located in Hoshiarpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Hoshiarpur and Hoshiarpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Hoshiarpur Model Town or Hoshiarpur to get the exact IFSC Code ICIC0005627.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Hoshiarpur, you'll get the correct details.

How to Use IFSC Code ICIC0005627 for Online Transfers?

Once you have the IFSC Code ICIC0005627 for the Hoshiarpur Model Town branch of Icici Bank Limited in Hoshiarpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0005627. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0005627.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Hoshiarpur Model Town in Hoshiarpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hoshiarpur Model Town, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hoshiarpur manage their online transfers and cheque clearances easily.