IFSC Code of Icici Bank Limited, Hoshiarpur, Hoshiarpur, Punjab — ICIC0000236

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Hoshiarpur branch in Hoshiarpur, Hoshiarpur, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0000236. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Hoshiarpur, Hoshiarpur

Here are the main details that are associated with the IFSC Code ICIC0000236 of Icici Bank Limited for its branch located in Hoshiarpur, within the district of Hoshiarpur in the state of Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Hoshiarpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000236 for the Hoshiarpur branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000236 is given to every bank branch, including Icici Bank Limited located in Hoshiarpur, Hoshiarpur, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Hoshiarpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Hoshiarpur and Hoshiarpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Hoshiarpur doesn't end up at another location.

Format of the IFSC Code ICIC0000236

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hoshiarpur in Hoshiarpur.

For example, the IFSC Code ICIC0000236 of Icici Bank Limited for the Hoshiarpur branch has these elements, identifying the bank and the branch location in Hoshiarpur and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0000236 of Icici Bank Limited for its Hoshiarpur branch located in Hoshiarpur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Hoshiarpur and Hoshiarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Hoshiarpur or Hoshiarpur to find the exact IFSC Code ICIC0000236.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Hoshiarpur will provide accurate information.

How to Use IFSC Code ICIC0000236 for Online Transfers?

Once you have the IFSC Code ICIC0000236 for the Hoshiarpur branch of Icici Bank Limited in Hoshiarpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000236. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000236.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Hoshiarpur in Hoshiarpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hoshiarpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hoshiarpur manage online transfers as well as cheque clearances with ease.