The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Gulburga Gunj branch in Gulbarga, Gulbarga, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Gulbarga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0004382. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Gulburga Gunj, Gulbarga
Here are the main details that are associated with the IFSC Code ICIC0004382 of Icici Bank Limited for its branch located in Gulbarga, within the district of Gulbarga in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004382 |
| Branch | Gulburga Gunj |
| City | Gulbarga |
| District | Gulbarga |
| State | Karnataka |
| Address | Icici Bank Ltd., 8.1304/9/405/1, Vakkalgera, Nehru Ganj, Humabad Road, Gulbarga.585104, Karnataka |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Gulbarga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004382 for the Gulburga Gunj branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Gulburga Gunj, Gulbarga, Karnataka, is provided a unique IFSC like ICIC0004382 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Gulbarga.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Gulbarga and Gulbarga.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Gulburga Gunj do not get misguided to another person.
Format of the IFSC Code ICIC0004382
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gulburga Gunj in Gulbarga.
For example, the IFSC Code ICIC0004382 of Icici Bank Limited for the Gulburga Gunj branch has these elements, identifying the bank and the branch location in Gulbarga and Karnataka correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0004382 of Icici Bank Limited for its Gulburga Gunj branch located in Gulbarga, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Gulbarga and Gulbarga, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Gulburga Gunj or Gulbarga to get the exact IFSC Code ICIC0004382.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Gulbarga, you'll get the correct details.
How to Use IFSC Code ICIC0004382 for Online Transfers?
Once you have the IFSC Code ICIC0004382 for the Gulburga Gunj branch of Icici Bank Limited in Gulbarga, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004382. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004382.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Gulburga Gunj in Gulbarga, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gulburga Gunj, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gulbarga manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004382.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., 8.1304/9/405/1, Vakkalgera, Nehru Ganj, Humabad Road, Gulbarga.585104, Karnataka located in Gulbarga, Gulbarga, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.