IFSC Code of Icici Bank Limited, Gulbarga Baddepur Colony, Gulbarga, Karnataka — ICIC0004702

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Gulbarga Baddepur Colony branch in Gulbarga, Gulbarga, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Gulbarga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code ICIC0004702. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gulbarga Baddepur Colony, Gulbarga

Below in the table are the key details related to IFSC Code ICIC0004702 of Icici Bank Limited for its branch located in Gulbarga, within the district of Gulbarga in the state of Karnataka.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gulbarga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004702 for the Gulbarga Baddepur Colony branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Gulbarga Baddepur Colony, Gulbarga, Karnataka, is provided with a unique IFSC like ICIC0004702 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Gulbarga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gulbarga and Gulbarga.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Gulbarga Baddepur Colony do not get mixed with another location.

Format of the IFSC Code ICIC0004702

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gulbarga Baddepur Colony in Gulbarga.

For example, the IFSC Code ICIC0004702 of Icici Bank Limited for the Gulbarga Baddepur Colony branch includes these elements, identifying the bank and the branch location in Gulbarga and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004702 of Icici Bank Limited for its Gulbarga Baddepur Colony branch located in Gulbarga, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gulbarga and Gulbarga, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Gulbarga Baddepur Colony or Gulbarga to get the exact IFSC Code ICIC0004702.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Gulbarga, you'll get the correct details.

How to Use IFSC Code ICIC0004702 for Online Transfers?

If you have the IFSC Code ICIC0004702 for the Gulbarga Baddepur Colony branch of Icici Bank Limited in Gulbarga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004702. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004702.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Gulbarga Baddepur Colony in Gulbarga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gulbarga Baddepur Colony, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gulbarga manage online transfers as well as cheque clearances with ease.