Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Saray Gulahariya branch in Gorakhpur, Gorakhpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0007412. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Saray Gulahariya, Gorakhpur

Here are the main details that are associated with the IFSC Code ICIC0007412 of Icici Bank Limited for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007412
Branch Saray Gulahariya
City Gorakhpur
District Gorakhpur
State Uttar Pradesh
Address Icici Bank Ltd., Mahrajganj Road, Sarai Gulharia, Post.Gulharia Bazaar, Dist.Gorakhpur, Uttar Pradesh.273013

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007412 for the Saray Gulahariya branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Saray Gulahariya, Gorakhpur, Uttar Pradesh, is provided a unique IFSC like ICIC0007412 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Gorakhpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Saray Gulahariya do not get misguided to another person.

Format of the IFSC Code ICIC0007412

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Saray Gulahariya in Gorakhpur.

For example, the IFSC Code ICIC0007412 of Icici Bank Limited for the Saray Gulahariya branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007412 of Icici Bank Limited for its Saray Gulahariya branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Saray Gulahariya or Gorakhpur to get the exact IFSC Code ICIC0007412.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Gorakhpur, you'll get the correct details.

How to Use IFSC Code ICIC0007412 for Online Transfers?

If you have the IFSC Code ICIC0007412 for the Saray Gulahariya branch of Icici Bank Limited in Gorakhpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007412. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0007412.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Saray Gulahariya in Gorakhpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Saray Gulahariya, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gorakhpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Saray Gulahariya, Gorakhpur?

The IFSC Code is ICIC0007412.

Is the IFSC Code ICIC0007412 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Saray Gulahariya?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Saray Gulahariya branch?

The address of the branch is Icici Bank Ltd., Mahrajganj Road, Sarai Gulharia, Post.Gulharia Bazaar, Dist.Gorakhpur, Uttar Pradesh.273013 located in Gorakhpur, Gorakhpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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