Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Gorakhnath Road branch in Gorakhpur, Gorakhpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001920. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gorakhnath Road, Gorakhpur

Here are the key points that are associated with the IFSC Code ICIC0001920 of Icici Bank Limited for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001920
Branch Gorakhnath Road
City Gorakhpur
District Gorakhpur
State Uttar Pradesh
Address Icici Bank Ltd., Jaidev Bhawan, Land Khasara No. 195 And 197/9, Municipal Number 4148/412, Gorakh Nath Road, Gorakhpur, Uttar Pradesh.273015

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Gorakhpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001920 for the Gorakhnath Road branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Gorakhnath Road, Gorakhpur, Uttar Pradesh, are given a unique IFSC like ICIC0001920 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gorakhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gorakhpur and Gorakhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Gorakhnath Road goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0001920

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gorakhnath Road in Gorakhpur.

For example, the IFSC Code ICIC0001920 of Icici Bank Limited for the Gorakhnath Road branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001920 of Icici Bank Limited for its Gorakhnath Road branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Gorakhpur and Gorakhpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Gorakhnath Road or Gorakhpur to get the exact IFSC Code ICIC0001920.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Gorakhpur, you'll get the correct details.

How to Use IFSC Code ICIC0001920 for Online Transfers?

Once you have the IFSC Code ICIC0001920 for the Gorakhnath Road branch of Icici Bank Limited in Gorakhpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001920. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001920.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Gorakhnath Road in Gorakhpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gorakhnath Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Gorakhnath Road, Gorakhpur?

The IFSC Code is ICIC0001920.

Is the IFSC Code ICIC0001920 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Gorakhnath Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gorakhnath Road branch?

The address of the branch is Icici Bank Ltd., Jaidev Bhawan, Land Khasara No. 195 And 197/9, Municipal Number 4148/412, Gorakh Nath Road, Gorakhpur, Uttar Pradesh.273015 located in Gorakhpur, Gorakhpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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