Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Sector Noida branch in Gautam Buddha Nagar, Noida, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Gautam Buddha Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0003985. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sector Noida, Gautam Buddha Nagar

Here are the main details that are associated with the IFSC Code ICIC0003985 of Icici Bank Limited for its branch located in Gautam Buddha Nagar, within the district of Noida in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0003985
Branch Sector Noida
City Gautam Buddha Nagar
District Noida
State Uttar Pradesh
Address Icici Bank Ltd., Infospace, Plot No 20, 21, Sector.135, Noida, Dist.Gautam Budh Nagar, Uttar Pradesh.201301

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gautam Buddha Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003985 for the Sector Noida branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Sector Noida, Gautam Buddha Nagar, Uttar Pradesh, is provided with a unique IFSC like ICIC0003985 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Gautam Buddha Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gautam Buddha Nagar and Noida.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Sector Noida do not get mixed with another location.

Format of the IFSC Code ICIC0003985

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sector Noida in Gautam Buddha Nagar.

For example, the IFSC Code ICIC0003985 of Icici Bank Limited for the Sector Noida branch has these elements, identifying the bank and the branch location in Gautam Buddha Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0003985 of Icici Bank Limited for its Sector Noida branch located in Gautam Buddha Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Gautam Buddha Nagar and Noida, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Sector Noida or Gautam Buddha Nagar to get the exact IFSC Code ICIC0003985.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Gautam Buddha Nagar, then it will provide you proper information.

How to Use IFSC Code ICIC0003985 for Online Transfers?

Once you have the IFSC Code ICIC0003985 for the Sector Noida branch of Icici Bank Limited in Gautam Buddha Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0003985. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0003985.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Sector Noida in Gautam Buddha Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sector Noida, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gautam Buddha Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Sector Noida, Gautam Buddha Nagar?

The IFSC Code is ICIC0003985.

Is the IFSC Code ICIC0003985 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Sector Noida?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sector Noida branch?

The address of the branch is Icici Bank Ltd., Infospace, Plot No 20, 21, Sector.135, Noida, Dist.Gautam Budh Nagar, Uttar Pradesh.201301 located in Gautam Buddha Nagar, Noida, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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