The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Noida branch in Gautam Buddha Nagar, Noida, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Gautam Buddha Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0003975. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Noida, Gautam Buddha Nagar

Here are some of the key details that come with the IFSC Code ICIC0003975 of Icici Bank Limited for its branch located in Gautam Buddha Nagar, within the district of Noida in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0003975
Branch Noida
City Gautam Buddha Nagar
District Noida
State Uttar Pradesh
Address Icici Bank Ltd., Shop No. 6 And 7, Plot No Gh01B, Sector 78, Noida, Distt Gautam Budh Nagar, Uttar Pradesh.201301

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gautam Buddha Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003975 for the Noida branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Noida, Gautam Buddha Nagar, Uttar Pradesh, are given a unique IFSC like ICIC0003975 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gautam Buddha Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gautam Buddha Nagar and Noida.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Noida goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0003975

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Noida in Gautam Buddha Nagar.

For example, the IFSC Code ICIC0003975 of Icici Bank Limited for the Noida branch includes these elements, identifying the bank and the branch location in Gautam Buddha Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0003975 of Icici Bank Limited for its Noida branch located in Gautam Buddha Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gautam Buddha Nagar and Noida, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Noida or Gautam Buddha Nagar to find the exact IFSC Code ICIC0003975.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gautam Buddha Nagar will provide accurate information.

How to Use IFSC Code ICIC0003975 for Online Transfers?

Once you have the IFSC Code ICIC0003975 for the Noida branch of Icici Bank Limited in Gautam Buddha Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0003975. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0003975.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Noida in Gautam Buddha Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Noida, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gautam Buddha Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Noida, Gautam Buddha Nagar?

The IFSC Code is ICIC0003975.

Is the IFSC Code ICIC0003975 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Noida?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Noida branch?

The address of the branch is Icici Bank Ltd., Shop No. 6 And 7, Plot No Gh01B, Sector 78, Noida, Distt Gautam Budh Nagar, Uttar Pradesh.201301 located in Gautam Buddha Nagar, Noida, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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