IFSC Code of Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Bironkhal, Uttarakhand — ICIC0ZSKT30

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch in Garhwal, Bironkhal, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC0ZSKT30. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal

The table below shows the main details of the IFSC Code ICIC0ZSKT30 for the Icici Bank Limited branch in Garhwal, which falls under the Bironkhal district in Uttarakhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Garhwal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0ZSKT30 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal, Uttarakhand, are given a unique IFSC like ICIC0ZSKT30 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Garhwal and Bironkhal.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0ZSKT30

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal.

For example, the IFSC Code ICIC0ZSKT30 of Icici Bank Limited for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch includes these elements, identifying the bank and the branch location in Garhwal and Uttarakhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0ZSKT30 of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Garhwal and Bironkhal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Zila Sahkari Bank Ltd Garhwal Kotdwar or Garhwal to get the exact IFSC Code ICIC0ZSKT30.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Garhwal, then it will provide you proper information.

How to Use IFSC Code ICIC0ZSKT30 for Online Transfers?

Once you have the IFSC Code ICIC0ZSKT30 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited in Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0ZSKT30. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0ZSKT30.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Garhwal to handle online money transfers and get their cheques cleared smoothly.