IFSC Code of Icici Bank Limited, Zila Sahakari Bank Ltd Garhwalkotdwar, Bironkhal, Uttarakhand — ICIC00ZSKT8

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Zila Sahakari Bank Ltd Garhwalkotdwar branch in Garhwal, Bironkhal, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC00ZSKT8. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Zila Sahakari Bank Ltd Garhwalkotdwar, Garhwal

Here are some of the key details that come with the IFSC Code ICIC00ZSKT8 of Icici Bank Limited for its branch located in Garhwal, within the district of Bironkhal in the state of Uttarakhand.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Garhwal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00ZSKT8 for the Zila Sahakari Bank Ltd Garhwalkotdwar branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Zila Sahakari Bank Ltd Garhwalkotdwar, Garhwal, Uttarakhand, is provided with a unique IFSC like ICIC00ZSKT8 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Garhwal and Bironkhal.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Zila Sahakari Bank Ltd Garhwalkotdwar do not get mixed with another location.

Format of the IFSC Code ICIC00ZSKT8

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Zila Sahakari Bank Ltd Garhwalkotdwar in Garhwal.

For example, the IFSC Code ICIC00ZSKT8 of Icici Bank Limited for the Zila Sahakari Bank Ltd Garhwalkotdwar branch has these elements, identifying the bank and the branch location in Garhwal and Uttarakhand correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC00ZSKT8 of Icici Bank Limited for its Zila Sahakari Bank Ltd Garhwalkotdwar branch located in Garhwal, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Garhwal and Bironkhal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Zila Sahakari Bank Ltd Garhwalkotdwar or Garhwal to find the exact IFSC Code ICIC00ZSKT8.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Garhwal will provide accurate information.

How to Use IFSC Code ICIC00ZSKT8 for Online Transfers?

Once you have the IFSC Code ICIC00ZSKT8 for the Zila Sahakari Bank Ltd Garhwalkotdwar branch of Icici Bank Limited in Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC00ZSKT8. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00ZSKT8.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Zila Sahakari Bank Ltd Garhwalkotdwar in Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Zila Sahakari Bank Ltd Garhwalkotdwar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Garhwal to handle online money transfers and get their cheques cleared smoothly.