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IFSC Code of Icici Bank Limited, Sargasan Gandhinagar, Gandhinagar, Gujarat — ICIC0007702

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Sargasan Gandhinagar branch in Gandhinagar, Gandhinagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0007702. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sargasan Gandhinagar, Gandhinagar

Here are the key points that are associated with the IFSC Code ICIC0007702 of Icici Bank Limited for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007702
Branch Sargasan Gandhinagar
City Gandhinagar
District Gandhinagar
State Gujarat
Address Icici Bank Ltd., Shop No. 12A, Siddharaj Zori, Sargasan Cross Road, Gandhinagar, Gujarat.382421

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Gandhinagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007702 for the Sargasan Gandhinagar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Sargasan Gandhinagar, Gandhinagar, Gujarat, are given a unique IFSC like ICIC0007702 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gandhinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gandhinagar and Gandhinagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Sargasan Gandhinagar goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0007702

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sargasan Gandhinagar in Gandhinagar.

For example, the IFSC Code ICIC0007702 of Icici Bank Limited for the Sargasan Gandhinagar branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0007702 of Icici Bank Limited for its Sargasan Gandhinagar branch located in Gandhinagar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Sargasan Gandhinagar or Gandhinagar to find the exact IFSC Code ICIC0007702.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gandhinagar will provide accurate information.

How to Use IFSC Code ICIC0007702 for Online Transfers?

Once you have the IFSC Code ICIC0007702 for the Sargasan Gandhinagar branch of Icici Bank Limited in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007702. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007702.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Sargasan Gandhinagar in Gandhinagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Sargasan Gandhinagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Sargasan Gandhinagar, Gandhinagar?

The IFSC Code is ICIC0007702.

Is the IFSC Code ICIC0007702 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Sargasan Gandhinagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sargasan Gandhinagar branch?

The address of the branch is Icici Bank Ltd., Shop No. 12A, Siddharaj Zori, Sargasan Cross Road, Gandhinagar, Gujarat.382421 located in Gandhinagar, Gandhinagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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