IFSC Code of Icici Bank Limited, Gift City, Gandhinagar, Gujarat — ICIC0004949

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Gift City branch in Gandhinagar, Gandhinagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0004949. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Gift City, Gandhinagar

The table below shows the main details of the IFSC Code ICIC0004949 for the Icici Bank Limited branch in Gandhinagar, which falls under the Gandhinagar district in Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Gandhinagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004949 for the Gift City branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004949 is given to every bank branch, including Icici Bank Limited located in Gift City, Gandhinagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Gandhinagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gandhinagar and Gandhinagar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Gift City doesn't end up at another location.

Format of the IFSC Code ICIC0004949

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gift City in Gandhinagar.

For example, the IFSC Code ICIC0004949 of Icici Bank Limited for the Gift City branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004949 of Icici Bank Limited for its Gift City branch located in Gandhinagar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Gift City or Gandhinagar to find the exact IFSC Code ICIC0004949.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gandhinagar will provide accurate information.

How to Use IFSC Code ICIC0004949 for Online Transfers?

Once you have the IFSC Code ICIC0004949 for the Gift City branch of Icici Bank Limited in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004949. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004949.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Gift City in Gandhinagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gift City, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.