IFSC Code of Icici Bank Limited, Ravi Puramkochi, Kerala, Kochi, Kerala- ICIC0001162

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Ravi Puramkochi, Kerala branch in Ernakulam, Kochi, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0001162. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Ravi Puramkochi, Kerala, Ernakulam

Below in the table are the key details related to IFSC Code ICIC0001162 of Icici Bank Limited for its branch located in Ernakulam, within the district of Kochi in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Ernakulam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001162 for the Ravi Puramkochi, Kerala branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ravi Puramkochi, Kerala, Ernakulam, Kerala, are given a unique IFSC like ICIC0001162 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ernakulam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Ernakulam and Kochi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Ravi Puramkochi, Kerala goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0001162

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ravi Puramkochi, Kerala in Ernakulam.

For example, the IFSC Code ICIC0001162 of Icici Bank Limited for the Ravi Puramkochi, Kerala branch has these elements, identifying the bank and the branch location in Ernakulam and Kerala correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001162 of Icici Bank Limited for its Ravi Puramkochi, Kerala branch located in Ernakulam, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Ernakulam and Kochi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Ravi Puramkochi, Kerala or Ernakulam to get the exact IFSC Code ICIC0001162.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ernakulam, then it will provide you proper information.

How to Use IFSC Code ICIC0001162 for Online Transfers?

Once you have the IFSC Code ICIC0001162 for the Ravi Puramkochi, Kerala branch of Icici Bank Limited in Ernakulam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001162. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001162.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ravi Puramkochi, Kerala in Ernakulam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ravi Puramkochi, Kerala, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ernakulam to handle online money transfers and get their cheques cleared smoothly.