For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Erankulam Pallimukku branch in Ernakulam, Kochi, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0006351. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Erankulam Pallimukku, Ernakulam
Here are some of the key details that come with the IFSC Code ICIC0006351 of Icici Bank Limited for its branch located in Ernakulam, within the district of Kochi in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0006351 |
| Branch | Erankulam Pallimukku |
| City | Ernakulam |
| District | Kochi |
| State | Kerala |
| Address | Icici Bank Ltd., Dd Oceano Mall, Marine Drive, Kochi, Dist. Ernakulam, Kerala.682031 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ernakulam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0006351 for the Erankulam Pallimukku branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Erankulam Pallimukku, Ernakulam, Kerala, are allotted a unique IFSC like ICIC0006351 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ernakulam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ernakulam and Kochi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Erankulam Pallimukku reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code ICIC0006351
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Erankulam Pallimukku in Ernakulam.
For example, the IFSC Code ICIC0006351 of Icici Bank Limited for the Erankulam Pallimukku branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0006351 of Icici Bank Limited for its Erankulam Pallimukku branch located in Ernakulam, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Ernakulam and Kochi, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Erankulam Pallimukku or Ernakulam to get the exact IFSC Code ICIC0006351.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ernakulam, you'll get the correct details.
How to Use IFSC Code ICIC0006351 for Online Transfers?
Once you have the IFSC Code ICIC0006351 for the Erankulam Pallimukku branch of Icici Bank Limited in Ernakulam, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0006351. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006351.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Erankulam Pallimukku in Ernakulam may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Erankulam Pallimukku, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ernakulam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0006351.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Dd Oceano Mall, Marine Drive, Kochi, Dist. Ernakulam, Kerala.682031 located in Ernakulam, Kochi, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.