Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its The Aryapuram Co-Operative Urban Bank Ltd branch in East Godavari, Rajahmundry, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC00ACUBL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, The Aryapuram Co-Operative Urban Bank Ltd, East Godavari
Here are the main details that are associated with the IFSC Code ICIC00ACUBL of Icici Bank Limited for its branch located in East Godavari, within the district of Rajahmundry in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00ACUBL |
| Branch | The Aryapuram Co-Operative Urban Bank Ltd |
| City | East Godavari |
| District | Rajahmundry |
| State | Andhra Pradesh |
| Address | 20 23 8,Near Gokavaram Busstand,Aryapuram,Rajahmundry,East Godavari,Pincode 533104 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in East Godavari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00ACUBL for the The Aryapuram Co-Operative Urban Bank Ltd branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in The Aryapuram Co-Operative Urban Bank Ltd, East Godavari, Andhra Pradesh, are given a unique IFSC like ICIC00ACUBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in East Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like East Godavari and Rajahmundry.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in The Aryapuram Co-Operative Urban Bank Ltd goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC00ACUBL
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Aryapuram Co-Operative Urban Bank Ltd in East Godavari.
For example, the IFSC Code ICIC00ACUBL of Icici Bank Limited for the The Aryapuram Co-Operative Urban Bank Ltd branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC00ACUBL of Icici Bank Limited for its The Aryapuram Co-Operative Urban Bank Ltd branch located in East Godavari, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in East Godavari and Rajahmundry, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for The Aryapuram Co-Operative Urban Bank Ltd or East Godavari to get the exact IFSC Code ICIC00ACUBL.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and East Godavari, then it will provide you proper information.
How to Use IFSC Code ICIC00ACUBL for Online Transfers?
Once you have the IFSC Code ICIC00ACUBL for the The Aryapuram Co-Operative Urban Bank Ltd branch of Icici Bank Limited in East Godavari, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00ACUBL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC00ACUBL.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited The Aryapuram Co-Operative Urban Bank Ltd in East Godavari, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in The Aryapuram Co-Operative Urban Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00ACUBL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 20 23 8,Near Gokavaram Busstand,Aryapuram,Rajahmundry,East Godavari,Pincode 533104 located in East Godavari, Rajahmundry, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.