There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Rajahmundry, Andhra Pradesh branch in East Godavari, Rajahmundry, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in East Godavari or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0001185. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Rajahmundry, Andhra Pradesh, East Godavari
Here are the main details that are associated with the IFSC Code ICIC0001185 of Icici Bank Limited for its branch located in East Godavari, within the district of Rajahmundry in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001185 |
| Branch | Rajahmundry, Andhra Pradesh |
| City | East Godavari |
| District | Rajahmundry |
| State | Andhra Pradesh |
| Address | Icici Bank Ltd., D No.46.20.15,Danavaipeta Main Road, Rajahmundry, East Godavari District, Andhra Pradesh.533103 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in East Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001185 for the Rajahmundry, Andhra Pradesh branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001185 is given to every bank branch, including Icici Bank Limited located in Rajahmundry, Andhra Pradesh, East Godavari, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in East Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like East Godavari and Rajahmundry.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Rajahmundry, Andhra Pradesh doesn't end up at another location.
Format of the IFSC Code ICIC0001185
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajahmundry, Andhra Pradesh in East Godavari.
For example, the IFSC Code ICIC0001185 of Icici Bank Limited for the Rajahmundry, Andhra Pradesh branch has these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001185 of Icici Bank Limited for its Rajahmundry, Andhra Pradesh branch located in East Godavari, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in East Godavari and Rajahmundry, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Rajahmundry, Andhra Pradesh or East Godavari to get the exact IFSC Code ICIC0001185.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and East Godavari, you'll get the correct details.
How to Use IFSC Code ICIC0001185 for Online Transfers?
Once you have the IFSC Code ICIC0001185 for the Rajahmundry, Andhra Pradesh branch of Icici Bank Limited in East Godavari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001185. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001185.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Rajahmundry, Andhra Pradesh in East Godavari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Rajahmundry, Andhra Pradesh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in East Godavari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001185.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., D No.46.20.15,Danavaipeta Main Road, Rajahmundry, East Godavari District, Andhra Pradesh.533103 located in East Godavari, Rajahmundry, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.