For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Valenciamangalore, Karnataka branch in Dakshin Kannad, Mangalore, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0001153. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Valenciamangalore, Karnataka, Dakshin Kannad
Here are some of the key details that come with the IFSC Code ICIC0001153 of Icici Bank Limited for its branch located in Dakshin Kannad, within the district of Mangalore in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001153 |
| Branch | Valenciamangalore, Karnataka |
| City | Dakshin Kannad |
| District | Mangalore |
| State | Karnataka |
| Address | Icici Bank Ltd., Hassan Heritage Building, Fr. Mullers Hospital Road, Valencia, Mangalore Dakshin Kannad Dist., Karnataka.575002 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Dakshin Kannad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001153 for the Valenciamangalore, Karnataka branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Valenciamangalore, Karnataka, Dakshin Kannad, Karnataka, are allotted a unique IFSC like ICIC0001153 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dakshin Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dakshin Kannad and Mangalore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Valenciamangalore, Karnataka reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code ICIC0001153
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Valenciamangalore, Karnataka in Dakshin Kannad.
For example, the IFSC Code ICIC0001153 of Icici Bank Limited for the Valenciamangalore, Karnataka branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001153 of Icici Bank Limited for its Valenciamangalore, Karnataka branch located in Dakshin Kannad, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Dakshin Kannad and Mangalore, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Valenciamangalore, Karnataka or Dakshin Kannad to get the exact IFSC Code ICIC0001153.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Dakshin Kannad, you'll get the correct details.
How to Use IFSC Code ICIC0001153 for Online Transfers?
If you have the IFSC Code ICIC0001153 for the Valenciamangalore, Karnataka branch of Icici Bank Limited in Dakshin Kannad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001153. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001153.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Valenciamangalore, Karnataka in Dakshin Kannad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Valenciamangalore, Karnataka, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001153.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Hassan Heritage Building, Fr. Mullers Hospital Road, Valencia, Mangalore Dakshin Kannad Dist., Karnataka.575002 located in Dakshin Kannad, Mangalore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.