Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Kulshekar branch in Dakshin Kannad, Mangalore, or Dakshin Kannad, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Dakshin Kannad or anywhere in Dakshin Kannad can transfer funds instantly by using the correct IFSC Code ICIC0002418. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Kulshekar, Dakshin Kannad
The table below shows the main details of the IFSC Code ICIC0002418 for the Icici Bank Limited branch in Dakshin Kannad, which falls under the Mangalore district in Dakshin Kannad.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002418 |
| Branch | Kulshekar |
| City | Dakshin Kannad |
| District | Mangalore |
| State | Dakshin Kannad |
| Address | Icici Bank Ltd., Door No 15.53/1,Pearl Cote,Opp Kalpane Bus Stop,Kulshekar.575005 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002418 for the Kulshekar branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kulshekar, Dakshin Kannad, Dakshin Kannad, is provided with a unique IFSC like ICIC0002418 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Dakshin Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dakshin Kannad and Mangalore.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Dakshin Kannad and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Kulshekar do not get mixed with another location.
Format of the IFSC Code ICIC0002418
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kulshekar in Dakshin Kannad.
For example, the IFSC Code ICIC0002418 of Icici Bank Limited for the Kulshekar branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Dakshin Kannad correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0002418 of Icici Bank Limited for its Kulshekar branch located in Dakshin Kannad, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Dakshin Kannad and Mangalore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Kulshekar or Dakshin Kannad to get the exact IFSC Code ICIC0002418.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Dakshin Kannad, then it will provide you proper information.
How to Use IFSC Code ICIC0002418 for Online Transfers?
Once you have the IFSC Code ICIC0002418 for the Kulshekar branch of Icici Bank Limited in Dakshin Kannad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002418. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0002418.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Kulshekar in Dakshin Kannad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Kulshekar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dakshin Kannad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002418.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Door No 15.53/1,Pearl Cote,Opp Kalpane Bus Stop,Kulshekar.575005 located in Dakshin Kannad, Mangalore, Dakshin Kannad.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.