There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Sridungargarh Bikaner branch in Bikaner, Bikaner, Rajasthan, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Bikaner or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code ICIC0004542. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Sridungargarh Bikaner, Bikaner
Here are the main details that are associated with the IFSC Code ICIC0004542 of Icici Bank Limited for its branch located in Bikaner, within the district of Bikaner in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004542 |
| Branch | Sridungargarh Bikaner |
| City | Bikaner |
| District | Bikaner |
| State | Rajasthan |
| Address | Icici Bank Ltd., Gauri Complex, Station Road, Opp. Water Tank, Sridungargarh, Dist. Bikaner, Rajasthan.331803 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Bikaner for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004542 for the Sridungargarh Bikaner branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Sridungargarh Bikaner, Bikaner, Rajasthan, is provided a unique IFSC like ICIC0004542 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Bikaner.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bikaner and Bikaner.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Sridungargarh Bikaner do not get misguided to another person.
Format of the IFSC Code ICIC0004542
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sridungargarh Bikaner in Bikaner.
For example, the IFSC Code ICIC0004542 of Icici Bank Limited for the Sridungargarh Bikaner branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0004542 of Icici Bank Limited for its Sridungargarh Bikaner branch located in Bikaner, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Bikaner and Bikaner, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Sridungargarh Bikaner or Bikaner to get the exact IFSC Code ICIC0004542.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bikaner, you'll get the correct details.
How to Use IFSC Code ICIC0004542 for Online Transfers?
Once you have the IFSC Code ICIC0004542 for the Sridungargarh Bikaner branch of Icici Bank Limited in Bikaner, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0004542. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004542.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Sridungargarh Bikaner in Bikaner, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sridungargarh Bikaner, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bikaner manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004542.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Gauri Complex, Station Road, Opp. Water Tank, Sridungargarh, Dist. Bikaner, Rajasthan.331803 located in Bikaner, Bikaner, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.