There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Bikaner Mpnagar branch in Bikaner, Bikaner, Rajasthan, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Bikaner or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code ICIC0006702. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Bikaner Mpnagar, Bikaner
The table below shows the main details of the IFSC Code ICIC0006702 for the Icici Bank Limited branch in Bikaner, which falls under the Bikaner district in Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0006702 |
| Branch | Bikaner Mpnagar |
| City | Bikaner |
| District | Bikaner |
| State | Rajasthan |
| Address | Icici Bank Ltd., Harsh Complex, Near Kothari Hospital, Gajner Road, Bikaner Rajasthan.334004 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Bikaner for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006702 for the Bikaner Mpnagar branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bikaner Mpnagar, Bikaner, Rajasthan, is provided a unique IFSC like ICIC0006702 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Bikaner.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bikaner and Bikaner.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Bikaner Mpnagar do not get misguided to another person.
Format of the IFSC Code ICIC0006702
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bikaner Mpnagar in Bikaner.
For example, the IFSC Code ICIC0006702 of Icici Bank Limited for the Bikaner Mpnagar branch has these elements, identifying the bank and the branch location in Bikaner and Rajasthan correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0006702 of Icici Bank Limited for its Bikaner Mpnagar branch located in Bikaner, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Bikaner and Bikaner, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bikaner Mpnagar or Bikaner to get the exact IFSC Code ICIC0006702.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bikaner, you'll get the correct details.
How to Use IFSC Code ICIC0006702 for Online Transfers?
Once you have the IFSC Code ICIC0006702 for the Bikaner Mpnagar branch of Icici Bank Limited in Bikaner, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0006702. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0006702.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Bikaner Mpnagar in Bikaner, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bikaner Mpnagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bikaner manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0006702.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Harsh Complex, Near Kothari Hospital, Gajner Road, Bikaner Rajasthan.334004 located in Bikaner, Bikaner, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.