Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Tilakamanjhi branch in Bhagalpur, Bhagalpur, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0001808. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Tilakamanjhi, Bhagalpur
Here are the key points that are associated with the IFSC Code ICIC0001808 of Icici Bank Limited for its branch located in Bhagalpur, within the district of Bhagalpur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001808 |
| Branch | Tilakamanjhi |
| City | Bhagalpur |
| District | Bhagalpur |
| State | Bihar |
| Address | Icici Bank Ltd., Ma Suman Plaza, Tilakamanjhi, Sabour Jail Road, Bhagalpur Bihar.812001 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Bhagalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001808 for the Tilakamanjhi branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Tilakamanjhi, Bhagalpur, Bihar, is provided a unique IFSC like ICIC0001808 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Bhagalpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhagalpur and Bhagalpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Tilakamanjhi do not get misguided to another person.
Format of the IFSC Code ICIC0001808
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tilakamanjhi in Bhagalpur.
For example, the IFSC Code ICIC0001808 of Icici Bank Limited for the Tilakamanjhi branch has these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001808 of Icici Bank Limited for its Tilakamanjhi branch located in Bhagalpur, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Bhagalpur and Bhagalpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Tilakamanjhi or Bhagalpur to find the exact IFSC Code ICIC0001808.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bhagalpur will provide accurate information.
How to Use IFSC Code ICIC0001808 for Online Transfers?
Once you have the IFSC Code ICIC0001808 for the Tilakamanjhi branch of Icici Bank Limited in Bhagalpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001808. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001808.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Tilakamanjhi in Bhagalpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Tilakamanjhi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhagalpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tilakamanjhi Bhagalpur branch is ICIC0001808.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Ma Suman Plaza, Tilakamanjhi, Sabour Jail Road, Bhagalpur Bihar.812001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.