IFSC Code of Icici Bank Limited, Aliganj Road Bhagalpur, Bhagalpur, Bihar — ICIC0005327

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Aliganj Road Bhagalpur branch in Bhagalpur, Bhagalpur, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0005327. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Aliganj Road Bhagalpur, Bhagalpur

The table below shows the main details of the IFSC Code ICIC0005327 for the Icici Bank Limited branch in Bhagalpur, which falls under the Bhagalpur district in Bihar.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Bhagalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005327 for the Aliganj Road Bhagalpur branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Aliganj Road Bhagalpur, Bhagalpur, Bihar, are allotted a unique IFSC like ICIC0005327 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bhagalpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Bhagalpur and Bhagalpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Aliganj Road Bhagalpur reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code ICIC0005327

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Aliganj Road Bhagalpur in Bhagalpur.

For example, the IFSC Code ICIC0005327 of Icici Bank Limited for the Aliganj Road Bhagalpur branch includes these elements, identifying the bank and the branch location in Bhagalpur and Bihar accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0005327 of Icici Bank Limited for its Aliganj Road Bhagalpur branch located in Bhagalpur, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Bhagalpur and Bhagalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Aliganj Road Bhagalpur or Bhagalpur to get the exact IFSC Code ICIC0005327.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Bhagalpur, then it will provide you proper information.

How to Use IFSC Code ICIC0005327 for Online Transfers?

Once you have the IFSC Code ICIC0005327 for the Aliganj Road Bhagalpur branch of Icici Bank Limited in Bhagalpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0005327. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005327.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Aliganj Road Bhagalpur in Bhagalpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Aliganj Road Bhagalpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhagalpur manage online transfers as well as cheque clearances with ease.