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IFSC Code of Icici Bank Limited, Ramagondanahalli, Bangalore, Karnataka — ICIC0007430

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Ramagondanahalli branch in Bangalore Urban, Bangalore, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Bangalore Urban or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code ICIC0007430. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ramagondanahalli, Bangalore Urban

The table below shows the main details of the IFSC Code ICIC0007430 for the Icici Bank Limited branch in Bangalore Urban, which falls under the Bangalore district in Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007430
Branch Ramagondanahalli
City Bangalore Urban
District Bangalore
State Karnataka
Address Icici Bank Ltd., 209, Laughing Waters, Ramagondanahalli, Bangalore.560066, Karnataka

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Bangalore Urban for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007430 for the Ramagondanahalli branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0007430 is given to every bank branch, including Icici Bank Limited located in Ramagondanahalli, Bangalore Urban, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore Urban and Bangalore.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Ramagondanahalli doesn't end up at another location.

Format of the IFSC Code ICIC0007430

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramagondanahalli in Bangalore Urban.

For example, the IFSC Code ICIC0007430 of Icici Bank Limited for the Ramagondanahalli branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007430 of Icici Bank Limited for its Ramagondanahalli branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bangalore Urban and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Ramagondanahalli or Bangalore Urban to get the exact IFSC Code ICIC0007430.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Bangalore Urban that will provide accurate information.

How to Use IFSC Code ICIC0007430 for Online Transfers?

If you have the IFSC Code ICIC0007430 for the Ramagondanahalli branch of Icici Bank Limited in Bangalore Urban, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007430. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0007430.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Ramagondanahalli in Bangalore Urban, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ramagondanahalli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Ramagondanahalli, Bangalore Urban?

The IFSC Code is ICIC0007430.

Is the IFSC Code ICIC0007430 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Ramagondanahalli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramagondanahalli branch?

The address of the branch is Icici Bank Ltd., 209, Laughing Waters, Ramagondanahalli, Bangalore.560066, Karnataka located in Bangalore Urban, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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